Two has a sophisticated fraud engine. The engine can perform a check on orders going through our system through tried-and-tested practices on thousands of orders to make sure both you and your buyer, as well as Two, are safe. Our anti-fraud team has over 40 years of industry experience building solutions for transaction fraud. Our risk engine goes through thousands of internal and external parameters to determine the risk level of each purchase processed through Two. Our risk decision is performed in under a second while the buyer checks out!
Part of our product is verification by the buyer upon purchase. How this is chosen depends on hundreds of factors. These are either Yapily or email (UK), Vipps or email (NOR) or BankID and email (SWE). By doing this, we are able to confirm that the person placing the order is an employee of the buyer company.*
*Two may not provide the credit or fraud risk assessment depending on certain variables such as market or solution chosen.